use-circle-wallets

Overview Circle offers three wallet types -- developer-controlled, user-controlled, and modular -- each with different custody models, account types, key management, and capabilities. This skill helps you pick the right one. Quick Comparison Developer-Controlled User-Controlled Modular (Passkey) Custody Developer User User Auth API key + entity secret (backend) Social login / email OTP / PIN Passkey (WebAuthn) Account types EOA, SCA EOA, SCA Modular Wallet SCA (ERC-6900) Gas sponsorship SCA via Circle Paymaster SCA via Circle Paymaster Circle Paymaster or third-party paymaster Custom modules No No Yes Architecture Backend SDK only Backend + frontend SDKs Frontend SDK only Decision Guide For the latest supported account types on different blockchains: https://developers.circle.com/wallets/account-types Show more